Hearth makes it easy for you to find monthly payment options for your project, with:


  • Loan amounts up to $250,000

  • Affordable monthly payment options

  • Funding within 1-3 days

  • No prepayment penalties

  • No home equity required

  • Get familiar with your financing options! Start here with adjusting the values to get an idea of the project costs.

  • Hearth doesn’t provide homeowners with loans directly. Hearth connects homeowners to a network of 18 lender partners looking to connect with homeowners to finance their projects so borrowers can break their project costs into monthly payments.

  • Homeowners need to share their name, contact information, physical address, Social Security Number, and provide income verification. Also, a homeowner’s credit report must be unfrozen or unlocked.

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